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Our products are as diverse as our customers' businesses – from small-scale to stupendous, local and transnational.
We will develop an insurance solution, most suitable just for you, and, if necessary, lend advice for reducing the risks.
In case of minor damages, you will be able to receive indemnity within the same day or a few days.
We insure all types of immovable property:
Insurance of buildings and structures includes insurance of the external and internal finish, real property utilities (pipelines, wiring, heating, ventilation, and conditioning systems, etc.) as well as other integral parts of the real property.
Either in addition to the real property insurance or separate movable property insurance:
Commercial Property Insurance is valid in the territory of the Republic of Latvia.
Based on customer preferences and requests, we also offer movable property insurance outside the Republic of Latvia.
Insurance product information document
Insurance product information document
Insurance product information document
Commercial Property Insurance Terms and Conditions
Terms and Conditions No 4A-1 (the wording applies to policies issued starting from 01.02.2018)
Commercial Property All Risks Insurance Terms and Conditions
Terms and Conditions No 4B-1 (the wording applies to policies issued starting from 15.08.2018)
Business interruption Insurance Terms and Conditions
Terms and Conditions No 1602.01 (the wording applies to policies issued starting from 27.01.2025)
General insurance Terms and Conditions
Terms and Conditions No 4 (version applicable to policies issued after 18.03.2019)
Terms and Conditions No 3 (version applicable to policies issued after 13.12.2011)
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We at BTA, indemnify traffic damage caused by the party who has taken out motor insurance and the cost of medical treatment for third parties (owners of other vehicles, cyclists, pedestrians) and damage to property of third parties.
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Enter here the sum insured value, which is the amount necessary to purchase a similar vehicle, taking in account the depreciation of the vehicle.
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